The National Commission for Financial Markets reminded Moldovan citizens that loans taken from individuals are not subject to regulatory oversight and do not enjoy any legal protection
The National Commission for Financial Markets notes that the role of the NCFM is to protect consumers who access organizations authorized to operate in the Moldovan financial market. Thus, this body can only intervene if the loan was taken from an authorized financial sector organization: a bank, a non-bank credit institution, or a savings and loan association. "Therefore, if you decide to take a loan from an individual or an unauthorized organization, you will fall outside the protection provided by the NCFM. Any problems arising in such cases cannot be resolved by the financial supervisory authority," the NCFM noted. //26.01.2026 – InfoMarket







