Moldova’s Ministry of Finance announced that it will stop accepting applications for compensation under the Prima Casă (“First House”) state program as of April 1
As noted in the Ministry’s statement, this is due to the exhaustion of the funding allocated in the state budget for the current year. Applications that have been registered and confirmed but not approved for funding remain on the waiting list and may be funded using future allocations. At the same time, the Ministry of Finance notes that the Prima Casă state program, in terms of guaranteeing mortgage loans for the purchase of real estate, will continue as usual. The 2026 state budget allocated 130 million lei for the implementation of the Prima Casă program. It was previously reported that in Moldova, the maximum margin for state-guaranteed loans under the Prima Casă program in 2026 remains at 3%. As noted by the Ministry of Finance, the 3% annual margin will allow banks participating in the Prima Casă program to cover the costs incurred on first-home loans, which will also ensure the program’s regular implementation and the provision of first-home loans for terms of up to 30 years, as established by the regulatory framework. As a reminder, under the Prima Casă state mortgage program, one can purchase housing worth up to 2.5 million lei with a financing term of up to 30 years. Eligible beneficiaries are citizens who do not own a home or who own one jointly with relatives, provided that its area does not exceed 50 square meters, or that the housing is located in a village or commune, excluding Chisinau. The principal balance of the mortgage loan intended for the purchase of housing under the program, excluding interest, fees, and other bank charges, is guaranteed at a rate of 50% to 70%, depending on the housing category. // 01.04.2026 — InfoMarket
