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The maximum margin for state-guaranteed loans within the Prima Casa (First House) program will remain at 3% in 2024.

The maximum margin for state-guaranteed loans within the Prima Casa (First House) program will remain at 3% in 2024.

The government approved the relevant decision at a meeting on December 27. Let us remind you that, according to the Law on some measures for the implementation of the state program Prima Casa, one of the components of the maximum annual interest rate on loans is the maximum margin of up to 3%, which is annually specified by the government. The size of the maximum margin for state-guaranteed loans under Prima Casă was up to 2% per annum in 2019-2020, in 2021-2023 - 3% annually. The size of the maximum margin is applied by lenders in relation to loans guaranteed by the state on the basis of the state program Prima Casă. Let us remind you that, under the state mortgage program Prima Casă, more than 8 thousand beneficiaries have purchased housing since its launch in 2018 until now. The government allocated 220 million lei for the program in 2023. //27.12.2023 - InfoMarket.

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