The National Bank of Moldova (NBM) urges citizens to exercise caution in the financial and digital environment and to obtain information from official sources to protect themselves from financial fraud schemes
As noted in the NBM’s statement, given the emergence of messages in the public domain that unauthorizedly use the names of state institutions such as the NBM, the bank emphasizes the importance of obtaining reliable information and verifying sources before taking any action related to personal data, bank accounts, or money transfers. In this context, the NBM points to the existence of investment offers promising quick and safe profits, promoted, in particular, through social networks, messages, or phone calls. Such schemes are found all over the world, using the names, logos, or images of institutions, well-known companies, or public figures without permission to create an appearance of trustworthiness. Each scheme looks different, making it difficult to recognize, and once the money is received, the initiators disappear. Citizens are therefore advised to exercise caution in the financial and digital environment, especially in the case of unauthorized requests or offers. The NBM emphasizes that information from official sources, avoiding disclosure of confidential data, and verifying any requests for payments or transfers through institutional channels help reduce the risks associated with such situations. To avoid misunderstandings, the NBM clarifies that it does not contact individuals to offer investments, does not request payments or money transfers, does not provide loans, and does not act as an intermediary in their conclusion. The institution also does not offer investment services, manage portfolios, or promote investment products to the public. At the same time, the NBM confirms that investments in cryptocurrencies are not regulated in Moldova, so users' funds are not protected. // 20.02.2026 — InfoMarket
