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In Moldova, non-cash card payments reached 120 billion lei in 2025, exceeding cash withdrawals for the first time, which totaled 113 billion lei

In Moldova, non-cash card payments reached 120 billion lei in 2025, exceeding cash withdrawals for the first time, which totaled 113 billion lei

This was reported by the Association of Moldovan Banks, noting that the dynamics of recent years demonstrate a clear shift in consumer behavior: while non-cash payments using cards issued in Moldova and abroad amounted to only 25 billion lei in 2020, they increased almost fivefold in 2025, reaching 113 billion lei. The accelerated growth of digital payments confirms citizens' trust in modern payment solutions and the maturity of the financial infrastructure. This trend reflects the digitalization of the economy, increased financial inclusion, and the strengthening of a modern, secure, and efficient banking system. // 16.02.2026 — InfoMarket

News on the subject

SEPA transformed Moldova's payments market in three months: seven out of ten euro transfers are now processed through this system instead of SWIFT, saving millions of euros - the NBM
SEPA transformed Moldova's payments market in three months: seven out of ten euro transfers are now processed through this system instead of SWIFT, saving millions of euros - the NBM
Moldova's banking sector will be aligned with European and international requirements and practices to protect depositors' interests and ensure the stability and viability of the banking system - NBM
Moldova's banking sector will be aligned with European and international requirements and practices to protect depositors' interests and ensure the stability and viability of the banking system - NBM
The National Bank of Moldova will strengthen the digital resilience of the country's financial sector by implementing DORA and other EU legislation
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The National Bank of Moldova (NBM) will assume the chairmanship of the Group of Banking Supervisors from Central and South-Eastern Europe on December 16
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The MIA instant payment system has become a key catalyst for financial inclusion and economic resilience in Moldova, with half of the country's adult population already using it - the NBM
The MIA instant payment system has become a key catalyst for financial inclusion and economic resilience in Moldova, with half of the country's adult population already using it - the NBM
The NBM is investing in process and technology optimization to create an environment where each individual's skills are supported and valued, and the NBM's organizational culture is the foundation upon which trust is built - Anca Dragu
The NBM is investing in process and technology optimization to create an environment where each individual's skills are supported and valued, and the NBM's organizational culture is the foundation upon which trust is built - Anca Dragu