In less than a year since joining SEPA, Moldovan citizens and companies have saved more than 13 million euros on cross-border payments in euros, and the country's financial system is becoming more stable and attractive to investors—NBM
After joining SEPA, Moldova has seen a noticeable impact from cheaper and faster transfers in euros: fees have decreased, the number of transactions has increased, and businesses have gained access to payment standards comparable to those in Europe. The National Bank notes that these changes are already having an impact not only on the expenses of citizens and companies, but also on the dynamics of foreign payments and overall economic activity.
The volume of remittances to Moldova from abroad to individuals via banks in January–June 2026 totaled $967.11 million, up by $195.07 million (+25.3%), compared to the same period in 2025
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