Moldova's external debt increased significantly in the first half of the year, with growth occurring in both the public and private sectors. In its published balance of payments report, the National Bank also disclosed the structure of liabilities, the debt-to-GDP ratio, and key creditors, which allows for an assessment of the sources contributing to the burden on the economy.
The volume of remittances to Moldova via banks has increased significantly over the first eight months of this year, although August showed mixed trends: following July's peak, inflows declined compared to the previous month but remained significantly higher than last year's level. The National Bank also disclosed how the currency composition of remittances is changing and which categories of transactions are included in the statistics.
In less than a year since joining SEPA, Moldovan citizens and companies have saved more than 13 million euros on cross-border payments in euros, and the country's financial system is becoming more stable and attractive to investors—NBM
After joining SEPA, Moldova has seen a noticeable impact from cheaper and faster transfers in euros: fees have decreased, the number of transactions has increased, and businesses have gained access to payment standards comparable to those in Europe. The National Bank notes that these changes are already having an impact not only on the expenses of citizens and companies, but also on the dynamics of foreign payments and overall economic activity.
The volume of remittances to Moldova from abroad to individuals via banks in January–June 2026 totaled $967.11 million, up by $195.07 million (+25.3%), compared to the same period in 2025
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