Data on the activity of Moldova commercial banks (thousands of lei) as of 30.06.2026
| Bank | Total assets |
Own funds |
Profit after tax |
LCR (%) * | Total deposits |
Individual deposits |
Total loans |
Loan impairment |
|---|---|---|---|---|---|---|---|---|
| Comertbank | 2 388 670.3 | 321 042.6 | 1 496.9 | 797.00 | 1 689 181.7 | 1 077 459.0 | 949 940.3 | 18 890.6 |
| Energbank | 3 611 679.0 | 753 122.6 | 16 345.0 | 173.00 | 2 375 504.9 | 1 591 977.6 | 2 204 988.5 | 49 185.3 |
| Eurocreditbank | 2 168 219.1 | 275 299.1 | 104.9 | 580.20 | 1 633 892.7 | 1 051 580.8 | 1 066 509.4 | 13 150.3 |
| Eximbank | 5 943 577.9 | 1 207 037.2 | 25 722.4 | 662.40 | 4 212 811.4 | 2 129 967.2 | 3 493 135.6 | 170 578.1 |
| Fincombank | 6 855 727.5 | 933 184.8 | 56 457.0 | 499.00 | 5 184 461.7 | 3 084 716.0 | 3 641 444.9 | 61 139.5 |
| maib | 72 895 300.1 | 8 965 879.2 | 1 011 556.8 | 247.10 | 54 977 822.2 | 34 682 456.9 | 43 408 788.8 | 1 336 005.5 |
| Moldindconbank | 45 664 009.8 | 5 859 576.3 | 720 547.1 | 354.50 | 36 926 356.8 | 24 508 131.7 | 28 016 752.8 | 1 012 775.4 |
| OTP Bank | 20 709 991.2 | 2 511 678.4 | 220 820.4 | 416.00 | 16 017 039.5 | 8 467 755.6 | 11 253 546.4 | 348 919.9 |
| ProCredit Bank | 8 019 380.9 | 1 017 967.7 | 46 736.9 | 262.80 | 5 686 817.8 | 3 123 967.5 | 5 504 071.1 | 79 189.9 |
| Victoriabank | 33 765 421.6 | 4 663 200.5 | 256 006.3 | 152.60 | 25 641 680.0 | 13 672 887.2 | 15 903 013.7 | 604 879.2 |
* LCR % — Liquidity Coverage Ratio (%)
The NBM's increase of the base rate from 5% to 7.5% makes government borrowing more expensive, but has had little impact on lending to households so far — Veaceslav Ioniţă
The National Bank of Moldova raised its forecast for average annual inflation in 2026 from 7% to 7.2%, and for 2027 from 5.8% to 6.2%
In less than a year since joining SEPA, Moldovan citizens and companies have saved more than 13 million euros on cross-border payments in euros, and the country's financial system is becoming more stable and attractive to investors—NBM
The Moldovan government has approved a package of changes that significantly relaxes the rules governing foreign exchange transactions and gradually expands the options available to residents without requiring regulatory approval. The reform will affect not only limits and specific capital transactions, but also settlement procedures, account opening, and the handling of foreign financial instruments, with some restrictions set to be lifted in the near future.
Moldova is preparing to update its rules on the settlement and trading of financial instruments to bring them into line with EU standards and strengthen the market's protection against systemic risks. The amendments will affect the range of market participants, the powers of regulators, and supervisory mechanisms, and will also lay the groundwork for closer integration of the country's financial infrastructure with European standards.
AmCham Moldova has urged the central bank to reconsider a rule governing audit-firm rotation for non-bank payment service providers, arguing that the current framework is stricter than the law and may not deliver real auditor independence. The proposal could affect how often firms are changed in a sector where expertise in payment processes, IT systems and internal controls is seen as increasingly important.
Three Moldovan banks have continued repaying emergency loans to the National Bank, while also recovering additional funds through debt collection, asset sales and other proceedings. The latest data show that the overall repayment and recovery process remains active, with the breakdown by bank and funding source revealing important shifts in the pace of asset recovery.
After joining SEPA, Moldova has seen a noticeable impact from cheaper and faster transfers in euros: fees have decreased, the number of transactions has increased, and businesses have gained access to payment standards comparable to those in Europe. The National Bank notes that these changes are already having an impact not only on the expenses of citizens and companies, but also on the dynamics of foreign payments and overall economic activity.
Moldova's Ministry of Finance announced a new round of subscriptions for government bonds by individuals from August 10 to 24 via the eVMS.md platform
In Moldova, the national economy's total debt at the end of the first quarter of 2026 stood at 723.3 billion lei, an increase of 4.3% compared with the end of 2025.
Moldova will strengthen the independence of the National Bank and reinforce the ban on financing the public sector using central bank resources
Moldova's domestic public debt continued to edge higher in July, extending the year-to-date increase and remaining close to its recent peak. The rise was supported by stronger financing on the government securities market, while the latest data also point to changes in borrowing costs and the structure of the debt portfolio.
The corporate income tax rate for Moldlova's banks is set to increase by 50% starting in 2027—from 12% to 18%
The National Bank of Moldova has lifted its key policy rate to a three-year high, signaling a fresh shift in its monetary stance after a series of earlier adjustments. Market participants will be watching closely for the implications for borrowing costs, inflation expectations and the central bank's next moves.
The National Bank of Moldova (NBM) raised the base rate applied to the main short-term monetary policy operations by another 0.5 percentage points—from 7% to 7.5% per annum
Loading…
