Data on the activity of Moldova commercial banks (thousands of lei) as of 31.08.2026
| Bank | Total assets |
Own funds |
Profit after tax |
LCR (%) * | Total deposits |
Individual deposits |
Total loans |
Loan impairment |
|---|---|---|---|---|---|---|---|---|
| Comertbank | 2 355 594.0 | 317 176.4 | 2 020.5 | 654.30 | 1 678 865.3 | 1 073 992.6 | 957 435.1 | 18 698.1 |
| Energbank | 3 578 251.3 | 748 505.2 | 28 349.0 | 281.00 | 2 412 637.5 | 1 653 706.0 | 2 250 525.8 | 48 415.1 |
| Eurocreditbank | 2 169 992.0 | 275 295.9 | 1 284.7 | 378.50 | 1 632 373.8 | 1 095 663.2 | 1 063 314.8 | 13 718.6 |
| Eximbank | 6 462 761.2 | 1 207 501.8 | 30 958.1 | 465.70 | 4 751 760.0 | 2 127 675.6 | 4 456 410.3 | 180 218.1 |
| Fincombank | 6 948 655.8 | 939 936.3 | 79 801.1 | 396.00 | 5 240 779.8 | 3 130 157.2 | 3 728 814.0 | 63 539.5 |
| maib | 74 023 717.4 | 8 865 956.5 | 1 431 797.3 | 314.50 | 55 966 326.9 | 36 020 230.5 | 44 596 104.4 | 1 367 958.7 |
| Moldindconbank | 46 818 507.1 | 5 867 307.1 | 986 401.3 | 319.30 | 37 442 451.9 | 26 774 601.0 | 28 618 024.6 | 1 057 184.3 |
| OTP Bank | 20 181 214.9 | 2 510 054.5 | 314 487.7 | 322.00 | 15 585 185.4 | 8 429 576.8 | 11 691 798.1 | 349 037.8 |
| ProCredit Bank | 8 253 730.9 | 1 003 550.8 | 67 117.6 | 255.00 | 5 917 518.1 | 3 201 810.8 | 5 674 380.4 | 80 726.9 |
| Victoriabank | 34 095 396.9 | 4 646 721.1 | 341 694.9 | 160.00 | 25 638 778.6 | 13 673 707.4 | 16 328 377.3 | 645 517.0 |
* LCR % — Liquidity Coverage Ratio (%)
The National Bank of Moldova is promoting reforms that accelerate the country's integration into the European financial area and transform approaches to payment infrastructure. Discussions are centered on further regulatory harmonization, the development of modern payment services, and cooperation with European partners—details of which could prove significant for the banking sector and the market as a whole.
Cooperation with the IMF has helped Moldova make progress in implementing reforms in various areas, including the financial sector, and the Fund's support is contributing to the implementation of economic reforms—BNM
On the sidelines of the annual meetings of the IMF and the World Bank, a delegation from the National Bank of Moldova discussed with its partners a new cooperation program, as well as measures to curb inflation and strengthen financial stability. The talks focused on the country's macroeconomic outlook, its vulnerability to external shocks, and next steps in reforms critical to European integration.
Moldova's National Commission for the Financial Market intends to strengthen cooperation with professional financial institutions to revitalize the capital market and attract more companies to it. The discussion will focus on barriers to listing, issuers' readiness, and measures that could make this financing tool more attractive to businesses.
After one year of operating within the Single Euro Payments Area (SEPA), Moldova has seen a noticeable impact on citizens and businesses: transfers in euros have become faster and significantly cheaper, and SEPA has quickly become the primary channel for cross-border payments. The National Bank notes that the new payment infrastructure has already altered established financial flows and strengthened the country's integration with the European market.
Moldova's national debt increased significantly in the first half of the year, while the structure of public debt continued to show mixed trends: some segments grew, while others shrank. The Ministry of Finance also disclosed changes in domestic and external debt, as well as in government guarantees and refinanced funds—the details show how the debt burden has changed across different parts of the sector.
The National Bank of Moldova has begun drafting regulations that will, for the first time, set out in detail the rules for issuing e-money tokens and the requirements for their issuers. The document is expected to address the classification of cryptoassets, disclosure requirements, and supervisory mechanisms, and will form part of a broader set of regulations for the cryptoasset market.
Moldova has resumed payments of indexed amounts to Banca de Economii depositors who did not receive the funds owed to them in previous years
The National Bank of Moldova stated that the macroeconomic situation remains stable and sustainable, while noting increased cooperation with the Romanian regulator in the area of financial supervision. The discussion focused on further harmonizing regulations with European standards, developing the insurance market, and measures designed to strengthen confidence in the nonbanking sector.
Since the launch of the preferential lending program in the agricultural sector, hundreds of micro and small agricultural producers across the country have received support. Investments in equipment and processing have generated the most interest among farmers; the full version of this article provides details on regional distribution, the financing structure, and new opportunities offered by the program.
The EU-supported Economic Growth Plan for Moldova aims to stimulate investment, increase productivity, and accelerate reforms, and the funds allocated by the EU must be channeled efficiently into the real sector of the economy while maintaining financial stability—NBM
Moldova enjoys a high level of trust from external partners and investors, but its financial stability must translate into investment, economic growth, and increased productivity and competitiveness—Vasile Tofan
An international conference will be held in Chisinau on the coordination of economic and monetary policy in the context of accelerated European integration. The discussion will focus on selecting the optimal instruments for the period of convergence with the EU, the impact of integration on the economy, and approaches to managing fiscal risks, with the participation of high-ranking representatives from European financial institutions and regulators.
Moldova's banking sector remains highly resilient amid growing lending and ongoing adaptation to European standards, the National Bank stated. The regulator also noted that the reforms are already having a tangible impact on citizens and businesses, including in the area of payments and money transfers.
The Moldovan International Stock Exchange has outlined ambitious plans to expand the capital market and is preparing for the next phase of its development. At the forum in Chisinau, participants also discussed steps to accelerate the launch of trading, attract new participants, and strengthen integration with European markets.
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