Banks & Finance

Data on the activity of Moldova commercial banks (thousands of lei) as of 31.07.2026

Bank Total
assets
Own
funds
Profit
after tax
LCR (%) * Total
deposits
Individual
deposits
Total
loans
Loan
impairment
Comertbank 2 354 979.3 319 456.4 1 741.2 862.40 1 658 974.4 1 072 803.5 965 966.5 19 295.4
Energbank 3 582 360.4 750 496.3 22 344.5 165.00 2 421 248.1 1 613 293.0 2 227 563.9 48 270.3
Eurocreditbank 2 137 681.4 276 416.4 608.9 489.10 1 603 002.3 1 072 782.9 1 052 706.6 13 272.5
Eximbank 5 756 285.7 1 206 919.8 33 453.1 582.10 4 062 099.1 2 122 921.0 3 518 960.4 170 025.7
Fincombank 7 024 184.4 940 129.0 70 979.0 531.00 5 387 693.8 3 115 836.9 3 616 519.2 62 244.4
maib 73 334 813.3 8 934 238.4 1 230 088.3 333.70 55 803 114.5 35 468 410.6 43 537 131.4 1 344 697.8
Moldindconbank 46 084 194.3 5 870 140.6 850 208.9 329.40 37 131 347.4 26 507 497.9 28 353 887.9 1 049 988.6
OTP Bank 20 719 935.3 2 498 385.8 273 748.8 420.00 16 111 807.0 8 477 048.6 11 458 702.6 349 924.0
ProCredit Bank 8 136 014.4 1 013 243 011.0 54 963.7 264.70 5 794 996.1 3 163 661.4 5 616 597.2 82 451.8
Victoriabank 33 806 768.2 4 649 861.8 294 307.9 180.90 25 717 157.9 13 758 986.3 16 005 758.0 618 170.8

* LCR % — Liquidity Coverage Ratio (%)

Moldova will strengthen the independence of the National Bank and prohibit the use of its resources to finance the public sector

Moldova will strengthen the independence of the National Bank and prohibit the use of its resources to finance the public sector

Moldova is preparing changes that are expected to significantly strengthen the independence of the National Bank and tighten restrictions on the use of its resources for public sector needs. The bill also addresses the regulator's internal governance and its future powers in the context of European integration, with some provisions tied to further alignment with EU institutions.

3 September 2026 · 10:35

The National Bank has become one of the pillars of Moldova's European future - Anca Dragu

The National Bank has become one of the pillars of Moldova's European future - Anca Dragu

The National Bank of Moldova highlighted its role in shaping the country's European future and summarized the transformation of the banking sector over the years since independence. The focus is on developing modern payment services, deepening financial integration with the EU, and further harmonizing regulations with European standards.

28 August 2026 · 14:03

The NBM's foreign exchange reserves reached a new all-time high, exceeding 5.4 billion euros

The NBM's foreign exchange reserves reached a new all-time high, exceeding 5.4 billion euros

The National Bank's foreign exchange reserves reached a new all-time high and increased significantly during the most recent reporting week. The regulator's statistics reflect trends that allow for an assessment not only of the current level of reserves but also of changes since the beginning of the year and in comparison with previous periods.

24 August 2026 · 08:38

The Ministry of Finance Discussed the Tax Regime for Banks and the Insurance Sector in Moldova

The Ministry of Finance Discussed the Tax Regime for Banks and the Insurance Sector in Moldova

Moldova's Ministry of Finance discussed the parameters of future tax policy with a business association, focusing in particular on the tax regime for the financial sector and related industries. The ministry is considering proposals to level the playing field for businesses and adjust the tax system so that it remains competitive and supports investment.

21 August 2026 · 14:56

The State Tax Service has increased tax revenues to the national budget by 11.3% since the beginning of 2026

The State Tax Service has increased tax revenues to the national budget by 11.3% since the beginning of 2026

The State Tax Service reported a continued rise in tax collections to the national public budget since the start of the year, with gains recorded across all major budget components. Last week's enforcement and audit activity also resulted in additional liabilities, VAT refund decisions and confiscation-related proceeds, underscoring the agency's intensified collection efforts.

18 August 2026 · 11:15

In Moldova, non-cash payments per capita have increased nearly fivefold over the past five years

In Moldova, non-cash payments per capita have increased nearly fivefold over the past five years

The use of cashless payments continues to grow rapidly in Moldova: according to data from the National Bank, both the number of card transactions and their total volume have increased significantly in recent years. The report on the development of financial infrastructure also notes changes in the structure of payments, growth in transactions via digital apps, and the strengthening of the role of certain market players.

17 August 2026 · 15:33

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