Data on the activity of Moldova commercial banks (thousands of lei) as of 31.08.2026
| Bank | Total assets |
Own funds |
Profit after tax |
LCR (%) * | Total deposits |
Individual deposits |
Total loans |
Loan impairment |
|---|---|---|---|---|---|---|---|---|
| Comertbank | 2 355 594.0 | 317 176.4 | 2 020.5 | 654.30 | 1 678 865.3 | 1 073 992.6 | 957 435.1 | 18 698.1 |
| Energbank | 3 578 251.3 | 748 505.2 | 28 349.0 | 281.00 | 2 412 637.5 | 1 653 706.0 | 2 250 525.8 | 48 415.1 |
| Eurocreditbank | 2 169 992.0 | 275 295.9 | 1 284.7 | 378.50 | 1 632 373.8 | 1 095 663.2 | 1 063 314.8 | 13 718.6 |
| Eximbank | 6 462 761.2 | 1 207 501.8 | 30 958.1 | 465.70 | 4 751 760.0 | 2 127 675.6 | 4 456 410.3 | 180 218.1 |
| Fincombank | 6 948 655.8 | 939 936.3 | 79 801.1 | 396.00 | 5 240 779.8 | 3 130 157.2 | 3 728 814.0 | 63 539.5 |
| maib | 74 023 717.4 | 8 865 956.5 | 1 431 797.3 | 314.50 | 55 966 326.9 | 36 020 230.5 | 44 596 104.4 | 1 367 958.7 |
| Moldindconbank | 46 818 507.1 | 5 867 307.1 | 986 401.3 | 319.30 | 37 442 451.9 | 26 774 601.0 | 28 618 024.6 | 1 057 184.3 |
| OTP Bank | 20 181 214.9 | 2 510 054.5 | 314 487.7 | 322.00 | 15 585 185.4 | 8 429 576.8 | 11 691 798.1 | 349 037.8 |
| ProCredit Bank | 8 253 730.9 | 1 003 550.8 | 67 117.6 | 255.00 | 5 917 518.1 | 3 201 810.8 | 5 674 380.4 | 80 726.9 |
| Victoriabank | 34 095 396.9 | 4 646 721.1 | 341 694.9 | 160.00 | 25 638 778.6 | 13 673 707.4 | 16 328 377.3 | 645 517.0 |
* LCR % — Liquidity Coverage Ratio (%)
The National Bank of Moldova discussed with the European Central Bank the further development of payment infrastructure and digital banking supervision tools in the context of European integration. Particular attention was paid to the MIA instant payment system and the possibilities for aligning it with European payment solutions, which could mark an important milestone for the country's financial sector.
The Moldovan Parliament approved, in the first reading, a package of amendments designed to strengthen the independence of the National Bank and bring national regulations into line with European standards. The bill addresses not only the regulator's powers but also the regime governing its assets, as well as requirements for its management and staff—further details relevant to the financial sector are expected during the second reading.
Moldova is preparing a phased easing of foreign exchange regulations: certain transactions and settlements will be permitted without regulatory approval under broader conditions, and restrictions will be gradually eased over the coming years. At the same time, opportunities for residents and currency exchange offices are being expanded, while the National Bank will gain additional control tools and will be able to block transactions if risks are identified.
The National Bank of Moldova notes that the banking sector remains stable, even though credit risk continues to be a key source of pressure. At the same time, there is still sufficient liquidity in the system, and recent data on lending, portfolio quality, and the housing market show noticeable changes in the behavior of borrowers and banks.
Farmers are pushing for the introduction of a mechanism to restructure bank debt for viable farms, citing growing financial difficulties in the agricultural sector and the risk of further bankruptcies. Authorities, banks, and industry representatives are already discussing possible changes to collection rules and guarantees, and agreed-upon proposals are expected to be presented shortly.
The National Bank of Moldova has completed a three-year institutional transformation project aimed at fostering a culture of continuous learning and knowledge sharing within the regulator. The bank states that the results achieved will serve as the foundation for further strengthening human resource capacity and expanding cooperation at the national and regional levels.
The World Bank Group mobilized a record amount of private capital for developing countries, and in fiscal year 2026, together with the Group's own financing, the total amount of funds channeled and mobilized by the Group in developing countries exceeded $200 billion
Moldova intends to expand its cooperation with the Council of Europe Development Bank to implement infrastructure projects in various sectors
In Moldova, an updated "Payments" module has been added to the EVO app
The National Bank and the EBRD Are Discussing Priorities for Cooperation in the Near Future
The National Bank of Moldova has once again raised its benchmark rate, bringing it to its highest level in more than three years. The decision reflects a significant tightening of monetary conditions amid a series of adjustments over the past few months.
The Moldovan Parliament approved, in the first reading, amendments to the 2026 state budget that significantly increase both revenue and expenditures, while also raising the deficit to a new level. The amendments provide for additional payments to public sector employees, increased transfers for social and infrastructure needs, and the reallocation of funds across a number of areas; meanwhile, ahead of the second reading, lawmakers have submitted several dozen more proposals, some of which have already received support.
Annual inflation in Moldova in August 2026 stood at 6.96%, up by 0.62 percentage points, compared to the previous month and exceeding the upper limit of the NBM's target range (5% ±1.5 percentage points)
"A strong, professional, and independent central bank is the cornerstone of a modern economy" — Vasile Tofan
The National Bank of Moldova raised the base rate applied to its main short-term monetary policy operations by another 1.5 percentage points—from 7.5% to 9% per annum.
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