Banks of Moldova continued to maintain liquidity indicators at a high level in 2023, above the normative limits.
Thus, the value of the long-term liquidity indicator (I liquidity principle) for the banking system of Moldova for 2023 amounted to 0.69, with the maximum permissible level of 1 (limit ≤1), varying from 0.31 to 0.83 depending on the bank, up by 0.02, compared to the situation at the end of 2022. According to the National Bank, Liquidity Principle III, which represents the ratio between adjusted actual liquidity and required liquidity for each maturity should not be less than 1 for each maturity, was also observed by all banks, ranging from 1.48 for maturities up to and including 1 month to 124.33 for maturities from 1 month to and including 3 months. The National Bank stresses that the indicator of liquidity needs coverage by the sector amounted to 282.3% (limit ≥ 100% - from January 1, 2023) and varied in banks from 195.5% to 661.6%, increasing by 46.8 p.p. compared to the end of 2022. According to the reports submitted by the banks, the NBM said that at the end of 2023, the total equity rate for the banking sector amounted to 30%, up 0.7 p.p. compared to the situation at the end of 2022, and varied between 23.6% and 57.4% in banks. All banks complied with the Total Equity Rate (≥ 10%). In addition, all banks complied with the "Total Equity Rate" indicator, taking into account capital buffers. //25.03.2024 - InfoMarket.
