Loans worth 4 billion lei became available through the “373” state program, stimulating investments worth 6 billion lei in business development
According to the Ministry of Economic Development and Digitalization, 979 entrepreneurs from across the country have gained access to favorable loans under the “373” state program. They are developing businesses that contribute to economic stability and create new opportunities for local communities. These companies already employ more than 14,800 people and plan to create another 3,077 jobs, thereby strengthening the program's impact on the labor market and the national economy. The money under the program is aimed at developing micro, small, and medium-sized businesses, and the geography of investment projects covers all regions of the country. The largest amount of investment was in Chisinau, where 2.5 billion lei were invested. This is followed by the Center region with almost 1.9 billion lei, the North region with 965 million lei, the South region with 347 million lei, and the Gagauzia ATU with 233 million lei. The diversity of sectors in which these investments were made, as noted by the Ministry of Economy, demonstrates the program's impact on manufacturing and energy supply, which accounted for 37% of the total value of projects, manufacturing industry – 18%, transport and storage – 13%. Significant investments were also made in healthcare, education, and leisure. The “373” program, launched in July 2023, is constantly evolving to meet the needs of entrepreneurs. Access to financing has been expanded and procedures simplified. Currently, SMEs in sectors such as trade (excluding trade in alcoholic beverages and tobacco products) and vehicle maintenance can obtain financing more easily. The maximum loan amount has been increased from 15 to 40 million lei, and the possibility of financing the purchase of raw materials and supplies necessary for production or service provision now reaches up to 30% of the investment project cost. At the same time, the maximum guarantee amount has been increased from 40% to 80% of the loan amount through the Loan Guarantee Fund. It should be recalled that in the summer of 2025, the government extended the “373” Investment Incentive Program until 2028. Technical adjustments have also been made to speed up the process of evaluating and approving investment projects in order to facilitate their faster and more efficient implementation. Another change is the possibility for entrepreneurs to combine loans provided under the “373” program with other forms of non-repayable financial and non-financial support administered by the Entrepreneurship Development Organization. Detailed information about the program is available at: www.373.gov.md. // 24.11.2025 — InfoMarket.
