Starting February 19, 2026, maib launches the first corporate bond issuance under the fourth Public Offering Program. Until March 12, 2026, inclusive, 10,000 bonds will be available for subscription, with a total value of MDL 200,000,000 and a nominal value of MDL 20,000 each. The interest rate for the first year of circulation is 6,80%, consisting of the reference rate (5,80%) + the fixed margin set for class VI (1.0%).

Advantages of investing in maib corporate bonds:

%26bull; The coupon (interest) is more attractive compared to other savings instruments;
%26bull; Possibility of voluntary partial or full redemption at nominal value, within the limit of 250 bonds per issuance;
%26bull; A voluntary redemption request can be submitted at any maib branch during the third coupon period within a quarter, before its payment (the last coupon for redeemed bonds is not paid);
%26bull; Admitted for trading on the regulated market of the Moldova Stock Exchange, as the issuance is carried out through a professional participant in the capital market.

Additional benefits for subscribing clients:

%26bull; Free %26ldquo;maib daily avantajos%26rdquo; card for coupon (interest) transfers;
%26bull; Possibility of early termination of an existing deposit without recalculating the interest, in case the funds are redirected towards the purchase of bonds.

What you need to know:
%26bull; Interest earned from bonds represents taxable income, in accordance with the provisions of the Tax Code;
%26bull; Before investing, we recommend consulting the Public Offering Prospectus;
%26bull; You can fill out an online application on the official website, and our team will contact you shortly to guide you through the subscription process.

4th Public Offering Program | maib
Invest with confidence in maib corporate bonds %26ndash; a safe, flexible, and profitable instrument for your savings.
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