Moldovan banks continued to maintain liquidity indicators at a high level in 2024, above the regulatory limits
Such data are given in the materials of the National Bank of Moldova (NBM), concerning the financial situation of the banking sector for the last year. Thus, the value of the long-term liquidity indicator (I liquidity principle) in the banking system of Moldova as of the end of 2024 amounted to 0.76 (with the maximum permissible level of 1), varying from 0.19 to 0.86 in different banks, increasing by 0.07, compared to the situation as of the end of 2023. According to the National Bank, the III liquidity principle, which represents the ratio between adjusted actual liquidity and required liquidity for each maturity should not be less than 1 for each maturity, was also observed by all banks, ranging from 1.44 with maturities up to and including 1 month to 74.75 with maturities from 1 month to and including 3 months. The National Bank emphasizes that the liquidity coverage ratio for the sector amounted to 274.2% (limit ≥100%) and varied in banks from 157.5% to 1,671.4%, decreasing by 7.9 p.p. compared to the end of 2023. According to the NBM, according to the reports submitted by banks, at the end of 2024, the total own funds rate for the banking sector amounted to 26.3%, decreasing by 3.6 p.p. compared to the situation as of the end of 2023, and ranged across banks from 20.6% to 110.5%. All banks complied with the Total Equity Ratio (≥10%). In addition, all banks complied with the Total Equity Ratio, taking into account capital buffers. // 14.03.2025 - InfoMarket.
