The National Bank of Moldova has published its banking supervision priorities for 2025-2026.
These include: corporate governance; credit risk; IRRBB risk; operational risk; bottom-up stress testing; analysis, assessment and elimination of vulnerabilities related to payment and settlement systems and payment services; prevention and combating money laundering and terrorist financing; risks related to information and communication technologies (ICT). As noted in the NBM statement, the banking supervision priorities for 2025-2026 reflect the medium-term strategy of the National Bank in the field of banking supervision for the next 2 years. They are reviewed annually and are based on a comprehensive analysis of the main risks and vulnerabilities in the activities of supervised organizations. In addition, when determining the priorities of banking supervision, the results of the supervisory review and evaluation process (SREP) and the progress in the implementation of priorities set in previous periods are taken into account. These priorities ensure the efficient allocation of resources allocated to the banking supervision process and can be adjusted, if necessary, in line with the changing spectrum of risks. It is emphasized that in 2024, the NBM continued to work on strengthening the stability and soundness of the banking system, effectively using the available instruments, procedures and supervisory measures. As a result, the Moldovan banking system has sustainable capital and liquidity positions. The reforms carried out in recent years have strengthened the banking sector, ensuring that prudential indicators are maintained within the established limits, despite unfavorable external factors. In the context of the existence of individual and macroeconomic risks, the NBM has identified the most important areas for 2025-2026 in the banking supervision process, both in the framework of office supervision and on-site inspections, to ensure the effectiveness of supervisory efforts and that they lead to the identification, assessment and proper management of relevant risks.// 24.01.2025 — InfoMarket.
