The volume of transactions carried out in 2021 with bank cards issued in Moldova increased by 30.6% compared to 2020 - up to 98 billion 778.8 million lei.
As follows from the data of the National Bank of Moldova, published in the Report on the Evolution of the Financial Market Infrastructure in Moldova last year, at the same time, citizens still use cards mainly for withdrawing cash, although the trend of dynamic growth in the volume of non-cash payments continues, and the share of such transactions in the total volume is constantly growing. In particular, the volume of cash withdrawn from bank cards issued in Moldova in 2021, compared to the previous year, increased by 23.5% - up to 66 billion 537.6 million lei, and the volume of non-cash payments on them increased by 48 1% - up to 32 billion 241.2 million lei. Herewith, the volume of non-cash payments in the own network of banks (on-us) increased by 50.4% - from 7 billion 713.3 million to 11 billion 600.8 million lei; in the network of other banks of the Republic of Moldova - increased by 48.8% - from 8 billion 576 million to 12 billion 763.4 million lei; abroad - increased by 43.9% - from 5 billion 475.4 million to 7 billion 876.9 million lei. According to the NBM, the volume of non-cash payments with the physical presence of a card in 2021, compared to 2020, increased by 51.6% - from 12 billion 674.7 million to 19 billion 217.2 million lei; without the physical presence of the card, through electronic commerce platforms (e-commerce), - increased by 37.8% - from 4 billion 768.5 million to 6 billion 573 million lei; without the physical presence of the card, through automated remote service systems - increased by 57.5% - 3 billion 661.8 million to 5 billion 766.6 million lei. Meanwhile, the volume of cash withdrawals in the own network of banks (on-us) increased by 23.9% - from 51 billion 490.5 million lei to 63 billion 814.6 million lei; in the network of other banks of the Republic of Moldova - increased by 18.5% - from 1 billion 720.9 million to 2 billion 039.4 million lei, and abroad - increased by 1.8% - from 671.3 million to 683.6 million lei. According to the NBM, in 2021, compared to the previous year, the volume of transactions carried out in Moldova using cards issued abroad increased by 40.3% - up to 11 billion 507.8 million lei. At the same time, the volume of cash withdrawn from such cards increased by 31.8% - from 4 billion 892.5 million to 6 billion 448.9 million lei, and the volume of non-cash payments - by 52.8% - from 3 billion 310.8 million to 5 billion 058.9 million lei.// 29.08.2022 — InfoMarket.
