The National Bank of Moldova will adopt and implement a regulatory framework for cryptoassets and virtual asset service providers harmonized with European legislation (MiCA Regulation) by June 2027, according to the NBM
This was announced by NBM Governor Anca Dragu during her speech at the official opening of the "Bucharest Leaders' Summit: A Roadmap to the Future," which will be held in Bucharest from November 3 to 21. According to the NBM, the event, which provided a platform for discussing projects, ideas, and experiences, as well as innovative solutions for a secure and sustainable future, was attended by representatives of Romanian government agencies, ambassadors, and prominent figures from the financial and banking sectors. In her speech, the NBM Governor emphasized Moldova's firm commitment to joining the European Union and the NBM's key role as a catalyst for the country's economic and financial transformation. She noted that for Moldovan citizens, the European path is not simply a political choice, but a choice for the future of new generations – prosperity, democracy, and peace. "European integration is not just a political process; it is a profound transformation of the country's economic and financial infrastructure," said Anca Dragu. The head of the NBM noted the structural changes in Moldova's economy: from significant dependence on agriculture in 2001 (1/4 of GDP) to a diversified structure today, where the services sector accounts for 58% of GDP, and the IT sector occupies a significant place – about 8%. Anca Dragu also noted that the NBM is at the forefront of reforms and bears specific responsibilities for the implementation of the Reform Program in the context of European integration. Speaking about the regulation of crypto-activity, she emphasized that by June 2027, the NBM will adopt and implement a regulatory framework for crypto-assets and virtual asset service providers that complies with European legislation (MiCA Regulation). Regarding private sector development, the head of the National Bank emphasized that measures to improve the transparency and quality of data processed by credit bureaus will be implemented by December 2026. Regarding the modernization of financial infrastructure and payments, Anca Dragu noted that the launch of the MIA instant payment system in 2024 revolutionized bank transfers. The NBM President also recalled Moldova's accession to SEPA (the Single Euro Payments Area). Since October 6, 2025, our country has been a functioning part of the European Payments Area, achieving annual savings estimated at over €20 million. Anca Dragu also cited an important digitalization indicator, noting that in the first quarter of 2025, the volume of non-cash payments exceeded the volume of cash withdrawals for the first time. The NBM Governor emphasized that, in addition to maintaining financial stability, the NBM plays an active role in facilitating economic and social transformation in Moldova. A striking example is the development of the first National financial inclusion strategy – an interagency cooperation project that will be implemented in the middle of next year.//03.11.2025 - InfoMarket
