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The maximum margin for state-guaranteed loans under the Prima Casă program in 2023 is proposed to be kept at 3%.

The maximum margin for state-guaranteed loans under the Prima Casă program in 2023 is proposed to be kept at 3%.

The corresponding draft government decree was prepared by the Ministry of Finance. It should be noted that, according to the Law on Certain Measures for the Implementation of the Prima Casă State Program, one of the components of the maximum annual interest rate on loans issued is the maximum margin of up to 3%, which is adjusted annually by the government. The maximum margin for state-guaranteed loans under the Prima Casă program in 2019 and 2020 was up to 2% per annum, in 2021-2022 - 3% each. The maximum margin is applied by lenders in relation to loans guaranteed by the state on the basis of the state program Prima Casă. Recall that within the framework of the state mortgage program Prima Casă, from the moment of its launch to the present, 8081 housing units have been purchased. The total amount of loans provided by banks under Prima Casă amounted to 4.4 billion lei, and the total amount of active guarantees - 2.1 billion lei.// 19.12.2022 — InfoMarket

News on the subject

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Revenues of the national public budget of Moldova in January-November 2022 amounted to 81 billion 023.1 million lei, which is by 13.1 billion lei (19.2%) more than in the same period of 2021.