Moldova’s Credit Guarantee Fund facilitated over 1.2 billion lei in investments over H1 2026, attracted more than 855 million lei in loans, and provided financial guarantees totaling 347 million lei
As reported by the Organization for Entrepreneurship Development (ODA), the Credit Guarantee Fund it manages is accelerating business financing and continues to expand access to financing for small and medium-sized enterprises. Specifically, in the second quarter of 2026, thanks to the guarantee instruments administered by the ODA, investments totaling over 854.35 million lei were attracted, more than doubling the figure for the first quarter (355.31 million lei). The results for the second quarter (April–June) confirm a significant increase in entrepreneurs’ interest in financial guarantee instruments. Specifically, under the portfolio loan guarantee mechanism, guarantees totaling 32.41 million lei were provided, which helped attract 46.85 million lei in financing and secure 58.85 million lei in investments. At the same time, 160 financial guarantees were issued under the individual guarantee mechanism, a 54% increase compared to the first quarter of this year. The total value of the guarantees provided amounted to 194.17 million lei, more than doubling compared to January–March. These guarantees facilitated access to loans totaling 529.42 million lei and helped attract 795.5 million lei in investments into the national economy. In total, during the second quarter of 2026, financial guarantees amounting to 226.58 million lei were provided through the Credit Guarantee Fund, which enabled the attraction of loans totaling 576.27 million lei. The beneficiary companies are primarily from the agricultural sector, which accounts for 43.13%, followed by the trade sector at 16.87%. The investments attracted are primarily aimed at developing the agri-food and industrial sectors, modernizing production processes, expanding production capacity, and enhancing the competitiveness of enterprises. ODA notes that entrepreneurs can take advantage of the IMM GARANT and AGRO GARANT guarantee products, which facilitate access to financing for both investment projects and companies’ day-to-day operations. Under these mechanisms, enterprises can obtain financial guarantees of up to 20 million lei, with a guarantee coverage of up to 80% under the IMM GARANT program and up to 70% under the AGRO GARANT program. According to ODA Deputy Director Vadim Indoitu, the second-quarter results confirm the effectiveness of the guarantee instruments administered by ODA, as well as entrepreneurs’ growing interest in these financing mechanisms. He noted that, compared to the first three months of the year, there has been a significant increase in the volume of guarantees issued, loans secured, and investments generated. This indicates that an increasing number of enterprises are choosing to invest in the development, modernization, and expansion of their operations. The Credit Guarantee Fund remains one of the most important tools for supporting SMEs’ access to financing and stimulating investment in Moldova’s economy. Thus, in the first half of 2026, thanks to the Credit Guarantee Fund, over 1.2 billion lei in investments were secured, more than 855 million lei in loans were raised, and over 347 million lei in financial guarantees were provided, contributing to the development and modernization of Moldova’s business environment. // 02.07.2026 – InfoMarket.
