The first contribution of the beneficiaries of the state program Prima Casă will be reduced from 10% to 5% of the cost of housing, and the age of participants will increase to 50 years.
Corresponding amendments to the Regulation on the implementation of the state program Prima Casă were considered at a meeting in the State Chancellery. In particular, according to the draft document, the beneficiary of the program will have to pay at least 5% of the cost of housing, and not 10%, as provided for now. Participants in the program will also be able to become people under the age of 50 (today the age limit is 45 years). In addition, it was proposed that state guarantees under the Prima Casă program should be provided to individuals who meet the criteria of the program who took a mortgage loan before the launch of the state program. According to the Ministry of Finance, within the framework of the Prima Casă program, were issued 3945 loans for a total amount of more than 1 billion 980.5 million lei. The total amount of state guarantees exceeded 990.25 million lei. The average age of loan recipients is 31.3 years. Of the total number of beneficiaries of the program, 2781 are young families, and 1182 are unmarried young people. The average cost of purchased housing is 591.2 thousand lei. The average housing area is 60 square meters. Of the 3945 properties acquired, 3,713 are located in cities, and 250 in rural areas. A total of 3651 apartments and 312 private houses were purchased. Five banks participate in the Prima Casă program: Moldova Agroindbank, Moldindconbank, Victoriabank, Mobiasbancă-OTP Group and Eximbank. Recall that the Prima Casă program was launched on March 26, 2018. Currently, compensation from the state budget is provided to employees of public bodies / public institutions, fully financed from budgets that are components of the national public budget; public health facilities; state universities operating on the basis of financial autonomy. Starting June 1, 2019, private sector workers can also participate in the Prima Casă program (4). 253 people have already taken advantage of it. In 2020, the maximum margin for loans guaranteed by the state in the framework of the Prima Casa program is 2%, as in 2019, the maximum margin, according to the provision on the implementation of the program, limits banks in increasing the percentage of the loan for one budget year. //24.02.2020 — InfoMarket.